Home   Contact Us   Applications   Calculators   ATM Locations   About Us
   
 
 
 
WebTeller Enrollment Form     Login Security
 

Fraud Alert


Free Credit Report
Members are encouraged to check and monitor their personal credit report by visiting www.annualcreditreport.com.  If you have questions about the information on your credit report, please do not hesitate to contact Alliant Credit Union.  Regular credit report monitoring is key in identifying.

Common Identity Theft Q&A»

Liability»

Credit Card:

Generally, your liability is zero as long as you've been responsible with your card(s).  Your liability is limited to a maximum of $50 per card.


Debit Card:
As a practical matter, as long as you've been responsible with your card(s), your liability is zero in most instances.

The key in both situations is to inform Alliant Credit Union if you suspect fraudulent charges may be occurring on your account.

Types of Identity Theft»

Skimming:

Watch for irregular devices that may have been attached to the ATMs that might have a slightly different color over the card reader than the machine, or perhaps the ATM looks different than it did the last time you used it.

Spamming:

Sending unsolicited email indiscriminately to multiple mailings lists, individuals, or newsgroups.

Spoofing:

Creating a replica of a legitimate web page to fool you into submitting personal, financial or password data.

Phishing:

Luring victims to a fake web site through spam.  Signs it may be a phishing attack:

  • Email uses generic greeting ("Dear MasterCard Customer")
  • Refers to an urgent problem
  • States your account will be shut down unless you reconfirm billing information
  • Urges you to click a link within the message you weren't expecting.

General Precautions»

  • Never give personal information to callers
  • Safeguard wallets, purses, checkbooks and account statements – at home AND at work
  • Review statements monthly (more often online)
  • Don't write passwords or PINs on back of cards
  • Shred receipts, statements, cancelled checks
  • Be aware of information shared on social media sites

Know when you HAVE to give out your social security number, and when you don't!»

MUST give social security number

  • Financial institutions
  • Employers
  • Income tax records
  • Loan applications
  • Credit bureau reports
  • College records

May want to refuse

  • Over the phone
  • On club memberships
  • As ID for store purchase
  • As general identification
  • On drivers license
 
 
Savings Accounts Checking Accounts Loans & Credit Cards Tools & Products
Savings Accounts M3 Money Club Elements of Money Teen Club IRA Accounts CDs Money Market Accounts Health Savings Accounts Financial Planning Services Christmas & Vacation Clubs Savings Bonds Savings Rates Savings Calculators Personal Checking Accounts Business Checking Accounts Order Checks Checking Rates Shazam Bolt Mortgage Loans Auto Loans RV Loans Personal Loans Home Equity Loans Credit Cards Share Secured Loans Business Loans Student Loans Student Consolidation Loans Loan Rates Mortgage Rates Loan Calculators Online Banking Mobile Banking Touch Tone Teller MyCardInfo Bill Pay ATM Locations Wire Services Insurance & Protection Amusement Park/Movie Discounts Lock Boxes Mobile Deposit Newsletter Free Credit Report ATIRAreload
Lost/Stolen Debit Cards: 866-508-2693 or Credit Cards: 800-234-5354  •  Routing Number: 273 974 633  •  Touch Tone Teller: 888-995-9959
 
This credit union is federally insured by the National Credit Union Administration.
     
Privacy Policy   Website Terms
USA Patriot Act